Turn On Two-Factor Where It Matters

Objectives

1. ◯Step 1Email first — it is the master key to everything else
2. ◯Step 2Then your bank and any brokerage
3. ◯Step 3Then your phone carrier account (this is how SIM-swap attacks start)
4. ◯Step 4Use an authenticator app rather than SMS wherever it is offered
5. ◯Step 5Save the backup codes in your password manager