Attack the Highest-Interest Debt

Objectives

1. ◯Step 1List every debt with its balance and interest rate
2. ◯Step 2Pay minimums on all of them, and everything spare at the highest rate
3. ◯Step 3Call and ask for a lower rate — it works more often than people expect
4. ◯Step 4Automate the payment so it happens before you can spend it
5. ◯Step 5Recheck the order when the first one clears